How to Save Money in 2026: 12 Proven Strategies That Actually Work
The US personal savings rate in November 2025 was 3.5%—a number that means the average American is keeping…
Wealth Strategy
Expert guidance on long-term wealth preservation and tax optimization. Discover strategic estate planning, capital gains management, and net worth growth tailored for high-net-worth individuals and global expats.
11 posts
Emergency Fund — How Much You Really Need in 2026
In February 2026, the median emergency savings balance for Americans is $500. Not $5,000. Not $15,000. Five hundred…
How to Stop Overspending — The Psychology Behind It
You already know you should spend less. You have known for months—probably longer. You have made the decision…
Best Free Budget Spreadsheet Templates for 2026
The best budgeting app is the one you will actually open. For millions of people, that is not…
How to Budget as a Couple Without Fighting About Money
Ryan checks prices before buying anything over $30. He has a spreadsheet tracking every subscription, a savings rate…
Zero-Based Budgeting — The Complete Beginner Guide
Marcus earned $74,000 a year and had zero dollars saved. Not because he was irresponsible. Not because he…
How to Save Money on a Tight Budget — 19 Real Ways
Nadia earns $2,200 per month after tax. Her rent is $950. Her car insurance, phone, and utilities take…
50/30/20 Rule Explained (2026) — Does It Actually Work?
Jessica earns $4,200 take-home per month. She found the 50/30/20 rule on a Monday, built her first budget…
How to Build a Monthly Budget From Scratch (2026 Guide)
Most people think they already know roughly where their money goes. They are almost always wrong. Studies consistently…
How to Save Money Fast — 21 Tricks That Work
The average American has just $8,000 saved. That sounds manageable until you realize the average household spends $6,081…